Avaluos de Inmuebles y Garantias: A Comprehensive Guide by Oscar Borrero

Avaluos de Inmuebles y Garantias: A Comprehensive Guide by Oscar Borrero

If you are looking for a book that covers the theory and practice of real estate appraisal and guarantees, you might want to check out Avaluos de Inmuebles y Garantias by Oscar Borrero. This book contains the lectures of the Basic, Intermediate and Advanced Courses on Appraisals that the author has been teaching in different Colombian cities and other Latin American countries[^2^]. It also summarizes the results of studies on land value made by the author in several cities[^2^].

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Oscar Borrero is a civil engineer and a professor at the National University of Colombia. He has more than 40 years of experience in real estate appraisal and has written several books and articles on the subject[^3^]. He is also a member of the Colombian Association of Appraisers and the International Association of Valuation Standards Councils[^3^].

In this book, you will learn about the factors and methods for determining the commercial value of a property, such as lot, construction and marketing. You will also learn about the different types of guarantees that can be used to secure loans, such as mortgages, pledges and fiduciary transfers. You will also find practical examples and exercises to apply your knowledge and skills[^2^].

If you want to download a PDF version of this book, you can find it online at Academia.edu, a platform for academics to share research papers[^1^]. You will need to create an account or log in with your existing one to access the file. Alternatively, you can buy a printed copy of this book at Casa del Libro, a Colombian online bookstore that offers delivery service[^2^].

Whether you are a student, a professional or a curious reader, Avaluos de Inmuebles y Garantias by Oscar Borrero is a valuable resource for learning about real estate appraisal and guarantees. It is written in a clear and concise language, with plenty of examples and exercises to help you master the topic. Don't miss this opportunity to get your copy today!Why You Need to Know About Real Estate Appraisal and Guarantees

When you buy or sell a home, you want to make sure that you are getting a fair deal. That's why you need to know about real estate appraisal and guarantees, two key aspects of the home buying and selling process that can affect your finances and your peace of mind.

A real estate appraisal is an estimate of a property's value by a licensed appraiser. The appraiser will inspect the home, compare it with similar homes in the area, and consider factors such as location, condition, features, and market trends. The appraisal report will provide an opinion of the home's market value, which is the most probable price that a willing buyer and seller would agree on in a competitive market[^4^].

A real estate guarantee is an agreement that protects the buyer or seller from potential losses due to a low appraisal. A low appraisal can happen when the appraised value of the home is lower than the agreed-upon purchase price. This can create a gap between the amount of money that the lender is willing to lend and the amount of money that the buyer needs to pay for the home[^1^].

There are different types of real estate guarantees that can help bridge this gap. One type is an appraisal guarantee clause, which states that the buyer will make up the difference if the appraisal is lower than the accepted offer. This gives the seller assurance that the sale won't fall through because of the appraisal, and saves the buyer from having to back out of a deal or front the entire difference[^3^]. Another type is an appraisal gap guarantee, which is a form of insurance that covers part or all of the difference between the appraised value and the purchase price. This reduces the risk for both parties and makes the transaction more likely to close[^2^].

Real estate appraisal and guarantees are important tools for ensuring that you are paying or receiving a fair price for your home. They can also help you avoid costly surprises and delays in the closing process. If you are planning to buy or sell a home, you should consult with a qualified real estate agent who can advise you on how to best use these tools to your advantage. e0e6b7cb5c